All games

Sat, Oct 17 Β· 1:00 PM ET

Charlotte at Temple

Temple favored by 20.5 Β· total 46.5

Charlotte49ers

Away Β· American Athletic

+20.5

-112

+1000

ML

TempleOwls

Home Β· American Athletic

-20.5

-108

-1800

ML

Bet it or track it

Tap a price to send it to your DraftKings betslip. Tail it instead β€” or as well β€” and it gets graded into My Record once the game is final. Pushes are settled as pushes, which matters here: a 3 or a 7 is the most common margin in college football.

SpreadCharlotte +20.5-112
SpreadTemple -20.5-108
TotalOver 46.5-110
TotalUnder 46.5-110
MoneylineCharlotte to win+1000
MoneylineTemple to win-1800

Returning production

CharlotteTemple
Overall41%37%
Passing113%*0%
Rushing27%23%
Receiving16%69%

* Outside 0–100% on purpose β€” production is PPA-weighted, so a departing player who cost his team yards pushes the share above 100 and a returning group with negative combined output shows below zero.

Player props Β· 19 players

Anytime TD

Ajani SheppardTEMcoin flip at Over (-190)ladder to Over
Chance WilliamsCHARcoin flip at Over (+450)ladder to Over
Charlotte D/STcoin flip at Over (+600)ladder to Over
Cole GonzalesCHARcoin flip at Over (+425)ladder to Over
Colin ChaseTEMcoin flip at Over (+165)ladder to Over
Derrick EleyCHARcoin flip at Over (+390)ladder to Over

+13 more anytime td ladders

Every rung and price on the full prop board. We publish no model on college props β€” these are the market's numbers.

The read

  • Forecast winds around 15 mph. Across 2,065 outdoor games, windy ones scored about 4 points fewer than calm ones β€” but the market moves its total to match, and backing the under in wind lost money at every threshold we tested. Conditions, not an edge.
  • At 20.5 the line sits just short of 21, so the games decided by exactly 21 fall on the favorite's side of this bet.
  • The spread has moved from -21.5 to -20.5 since it opened, toward the away side. It crossed 21, changing the result in 2.4% of historical games.
  • A total of 46.5 sits on the low side of real college football scores (the median FBS game lands on 54). That places the number; it does not predict the result β€” overs land almost exactly 50% against closing totals.
  • SP+ and the market differ by 7.7 points β€” the market rates the home side higher. Worth knowing, but not a signal: we backtested betting that disagreement and it went 49.8% against the spread, versus the 52.4% needed to break even.

Team profile

CharlottepercentileTemple

With the ball

4Efficiency (PPA)66
7Success rate50
21Explosiveness42
1Points per trip20

Without it

9Efficiency allowed17
6Success rate allowed14
3Havoc1
76Stuff rate16

Last three seasons

Charlotte

11-11 ATS Β· 5-17 SU

13-9 O/U Β· 8-3 away

Temple

12-11 ATS Β· 7-16 SU

13-9-1 O/U Β· 7-4 home

A record, not a signal β€” we measured team-level situational splits at 50% against the spread. Useful for knowing a team, not for picking one.

How games at these numbers have gone

  • Spread 20.5 β€” the 17-21 point band. In 639 archived games at this number, the favorite covered 51.0% of the time β€” a coin flip once the 95% range (47.1–54.9%) is taken into account.
  • Total 46.5 β€” this game's spread sits in the 14-21 point band. In 1,186 archived games with a spread this size, the over hit 47.0% of the time, so the other side has been the more frequent of the two β€” though still short of the 52.38% break-even rate at βˆ’110.

Measured on our archive of FBS games with a closing line and a final score. Context, not a pick β€” see every band.

SP+ team strength Β· 2026

AwayCharlotte#132 (-24.1)scores 14.5 Β· allows 38.1
HomeTemple#99 (-9.1)scores 25 Β· allows 34.4

SP+ implies Temple -12.8 versus the market's -20.5 β€” a 7.7-point disagreement.

Context, not a pick β€” tap the for what these numbers mean and what we measured.

Total46.5O -110 Β· U -110

Line movement

Spread (home)

-21.5 β†’ -20.5+1.0

Total

50.5 β†’ 46.5-4.0

crossed 21 Β· flips 2.4%200 checks Β· Oct 11 – Oct 16

"From" is the first price we recorded, not necessarily the market open β€” DraftKings publishes no opening number, so we only claim what we saw.

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