All matchups
CHI
Chicago Bears @ Carolina Panthers
CAR

Sunday, September 13 at 1:04 PM EDT

FinalCHI 59 ยท CAR 37Lines below are the pre-kickoff close.

CHI

-3

-166

Total

47.5

CAR

+3

+140

How games at these numbers have gone

  • The key number. 3 is one of the numbers NFL games land on most often, so this line can push โ€” and a half-point move off it changes far more games than a half-point anywhere else.
  • Spread 3 โ€” the 3-4 point band. In 1,756 games since 1999 the favorite covered 48.5% of the time โ€” a coin flip once the 95% range (46.2โ€“50.9%) is taken into account.
  • Total 47.5 โ€” spread in the 3-7 point band. Games with a spread this size went over 49.5% of the time across 3,584 of them.

Last three seasons

CHI

22-16-3 ATS ยท 20-21 SU ยท 17-24 O/U

14-6-2 ATS home

CAR

21-18 ATS ยท 15-24 SU ยท 23-16 O/U

12-8 ATS home

Measured on 7,276 games with a closing line and a final score. Records cover three seasons and describe the team โ€” they are not a signal, and every situational split we measured lands at a coin flip. Context, not a pick โ€” see every band.

The Read

Chicago Bears open a 3-point favorite over Carolina Panthers โ€” about 62% implied to win outright. The 47.5 total prices it near 25โ€“22.

Chicago Bears went 11โ€“6 in 2025 โ€” #16 of 32 by point differential (+1.5/g), but +1.9 of those wins outran their scoring margin, a regression flag.

Carolina Panthers went 8โ€“9 in 2025 โ€” #25 of 32 by point differential (-4.1/g), but +1.5 of those wins outran their scoring margin, a regression flag.

Chicago Bears face one of the NFL's toughest 2026 schedules (strength of schedule #1).

2025 team profiles

Chicago Bears

2025 record11-6Point diff / game+1.5Pythag wins (rank)9.1 (#16)2026 SOS rank#1

Carolina Panthers

2025 record8-9Point diff / game-4.1Pythag wins (rank)6.5 (#25)2026 SOS rank#10