

Sunday, September 13 at 1:04 PM EDT
FinalCHI 59 ยท CAR 37Lines below are the pre-kickoff close.
CHI
-3
-166
Total
47.5
CAR
+3
+140
How games at these numbers have gone
- The key number. 3 is one of the numbers NFL games land on most often, so this line can push โ and a half-point move off it changes far more games than a half-point anywhere else.
- Spread 3 โ the 3-4 point band. In 1,756 games since 1999 the favorite covered 48.5% of the time โ a coin flip once the 95% range (46.2โ50.9%) is taken into account.
- Total 47.5 โ spread in the 3-7 point band. Games with a spread this size went over 49.5% of the time across 3,584 of them.
Last three seasons
CHI
22-16-3 ATS ยท 20-21 SU ยท 17-24 O/U
14-6-2 ATS home
CAR
21-18 ATS ยท 15-24 SU ยท 23-16 O/U
12-8 ATS home
Measured on 7,276 games with a closing line and a final score. Records cover three seasons and describe the team โ they are not a signal, and every situational split we measured lands at a coin flip. Context, not a pick โ see every band.
The Read
Chicago Bears open a 3-point favorite over Carolina Panthers โ about 62% implied to win outright. The 47.5 total prices it near 25โ22.
Chicago Bears went 11โ6 in 2025 โ #16 of 32 by point differential (+1.5/g), but +1.9 of those wins outran their scoring margin, a regression flag.
Carolina Panthers went 8โ9 in 2025 โ #25 of 32 by point differential (-4.1/g), but +1.5 of those wins outran their scoring margin, a regression flag.
Chicago Bears face one of the NFL's toughest 2026 schedules (strength of schedule #1).
2025 team profiles
Chicago Bears
Carolina Panthers